Every once in a while I troll the internet looking for mentions of Legend Quest or some of our supplements. Here's one I found at the bottom of a long series in a forum. I have a new favorite person!
Thanks for the folks who recommended Grain into Gold. HOLY CRAP. This thing is awesome. It's everything I wanted in a nice quick table, sufficiently detailed enough to be used on the fly. Which is perfect, because I really want a certain level of realism/predictability with respect to the world itself, to build verisimilitude, without having to be a computer and keep track of a ton of crap in my head or in some spreadsheet.
Seriously awesome system-neutral PDF, well worth the price. Highly recommend it.